Retirement Planning & Investing
How can I start investing for my retirement?
Achieving Your Goals Starts With A Strategy
Retirement should be a rewarding chapter in your life. After a lifetime of hard work, you should be able to do the things you’ve always wanted to do. Whether that means starting a new career, traveling , going back to school or spending more time with family, retirement is an opportunity to enjoy the things that make you happy.
Unfortunately, retirement isn’t a given. You need to have a solid strategy to help ensure that you’ll have enough income to live comfortably after you stop working. Studies show that an alarming number of people are woefully unprepared for retirement.
Readiness-to-Retire
Retirement planning refers to process of making financial provision for retirement prior to reaching retirement age. This normally results in the purposeful accumulation of money or other assets with the intention of deriving an income from those assets at retirement into old age.
The goal of retirement planning may be to achieve financial independence, so that the need to be gainfully employed is optional rather than a necessity.
The process of retirement planning aims to:
(1) assess a client’s readiness-to-retire given a desired retirement age and lifestyle, (i.e. do you have sufficient money to afford to retire)
(2) to identify client decisions or actions to improve readiness-to-retire.
Schedule your free One-hour Consultation today to get your retirement plan started.
Rollover IRAs
A Rollover IRA is an IRA that is used to hold assets that have been distributed from an employer’s retirement plan, such as a 401(k) or Profit Sharing Plan. There is no limit on the amount of money you can rollover. By rolling over your assets from a company retirement plan, you are usually able to expand your investment options as well as increase your control over those assets.
Ask about the possibility of rolling over retirement plan assets if you are near retirement age but have decided to continue working.
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